FCA Enforcement

FCA Enforcement Actions, Fines, and Regulatory Trends

Search every FCA enforcement action by firm, sector, fine amount, or notice type. See which sectors attract the most regulatory attention, track firm histories, and connect enforcement targets to their Companies House director records.

3-minute walkthrough — see how compliance teams use peer-group alerts, sector trends, and Director Search to stay ahead of regulatory risk.

£1.9B+
Total fines tracked in database
5 years
Historical coverage with sector classification
15+ sectors
Classified from Banking to Wholesale Markets
Sample data — Recent enforcement actions5 of 500+ actions
Firm / IndividualNotice typeSectorFineDate
Metro Bank plcFinal NoticeBanking£5,400,0002024-12-19
Guaranty Trust Bank (UK)Final NoticeBanking£7,671,8002024-11-05
TSB Bank plcFinal NoticeBanking£10,910,5002024-10-14
Vanquis Bank LtdWarning NoticeConsumer Credit£900,0002024-09-27
Blackmore Bond plcDecision NoticeInvestments£800,0002024-08-22
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Source: FCA Enforcement Outcomes. Classified and cross-referenced by Meridian. Refreshed daily.

Sector breakdown — Enforcement actions by industry (5-year total)Top 5 of 15+ sectors
SectorActionsTotal fines% of all actions
Banking47£412M
34%
Investments38£298M
22%
Insurance29£187M
16%
Consumer Credit22£94M
12%
Wholesale Markets18£890M
8%

Sector classification applied by Meridian based on FCA permissions and regulatory scope.

What you get

Full enforcement search, sector analysis, and firm profiles on Starter. Pro adds Director Search, network graphs, and email alerts.

Enforcement Search
Find any FCA enforcement action — final notices, warning notices, decision notices, and supervisory notices. Filter by sector, notice type, firm or individual, and fine amount.
Sortable by fine amount, date, sector, or firm name. Expandable rows show the full case summary with a link to the FCA source. Export results for compliance reports.
Sector Trends
See which sectors attract the most enforcement attention and how that changes quarter by quarter. Spot where the FCA is focusing before it affects your sector.
Click any sector to filter the full case list. Track shifts like "Consumer Credit actions doubled in Q3 2024" and adjust your compliance priorities accordingly.
Firm Profiles
Every firm with enforcement history gets a dedicated profile. See total fines, action timeline, outcome breakdown, and the individuals involved — all in one view.
Year-by-year enforcement history. Full timeline of every action, fine, and date. Bookmark firms to monitor ongoing. Links to director records via Companies House.
Director Search
Connect FCA enforcement targets to their Companies House records. See which directors sit on boards of firms under enforcement action, their other directorships, and filing status.
Spot individuals appearing across multiple FCA actions or multiple regulated firms. Essential for counterparty due diligence and conflict-of-interest screening.
Peer-Group Alerts
Get notified when the FCA takes action against firms that look like yours. Match alerts to your sector, size, and regulatory profile — so you only see what's relevant.
Covers new enforcement actions in the last 90 days that match your profile. Helps compliance officers stay ahead of regulatory trends without manual monitoring.
Network Graph
See the connections between firms, individuals, and enforcement actions visually. Identify clusters of related actions and individuals with multiple appearances.
Click to expand connections. Filter by sector or time period. Export graph data for risk models, due diligence reports, or board presentations.
Pairs with
Court Intelligence
FCA enforcement actions frequently escalate to civil litigation. Track the regulatory-to-legal pipeline — when the FCA fines a firm, court proceedings and compensation claims often follow. Combine enforcement data with court wait times to model case timelines.
View Court Intelligence →
Compliance teams
Monitor enforcement actions against firms in your sector. Stay ahead of regulatory trends and demonstrate awareness of peer penalties to your board and auditors.
RegTech & compliance consultancies
Build risk models and client briefings from structured enforcement data. Cross-reference with director data to identify connected parties across multiple actions.
Financial advisors & paraplanners
Check whether product providers, platforms, or DFMs have been subject to FCA action. Essential for due diligence on recommended providers and centralised investment propositions.

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